Calculators Investment
Step-Up SIP
SIP with an annual top-up rate — see how stepping up 10% per year transforms your final corpus vs a flat SIP.
Final corpus
₹42,98,935
15 yr · ₹5,000/mo → ₹18,987/mo · 12.0% p.a.
Total invested ₹19,06,349
Wealth gained ₹23,92,586
Multiplier 2.26×
Year 1 annual SIP ₹60,000
Year 15 annual SIP ₹2,27,850
Step-up SIP raises your monthly contribution by 10% each year — mirroring salary growth. Assumes start-of-month payments, monthly compounding, step-up applied uniformly across all 12 months of each year.
Corpus vs Invested — Year by Year
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